Introduction

These Terms and Conditions (the “Terms”) govern the use of all products, services, and features offered under the online casino brand “Winum” (“Winum,” “we,” “us,” or “our”). By accessing the Winum website, any related subdomains, or using the Winum mobile app (collectively, the “Platform”), you acknowledge that you have read, understood, and agree to be legally bound by these Terms. These Terms constitute a binding agreement between you, as the user (“you” or “Player”), and Winum, and they apply to all gambling and betting activities conducted on or through the Platform. If you do not agree with any provision contained in these Terms, you must not register an account, must immediately discontinue your use of the Platform, and must not engage in any gambling activities via Winum. These Terms are designed to promote legal compliance, transparency, and responsible gambling, and they should be read together with our Privacy Policy, Bonus Rules, Game Rules, and any additional policies referenced throughout this document. You are responsible for regularly reviewing these Terms, as they may be updated from time to time, and continued use of the Platform following any changes constitutes your acceptance of the revised Terms.

Winum aims to provide a safe, secure, and fair environment for adults to enjoy online casino games and related entertainment. We are firmly committed to responsible gambling practices and seek to minimize the potential negative impacts associated with online gaming. In addition, we comply with applicable laws and regulations in the jurisdictions in which we operate, and we require our Players to comply with all laws applicable to them when accessing and using our services. These Terms also describe our procedures relating to deposits and withdrawals, bonuses and promotions, game rules, fair play, account suspension or termination, limitations of liability, and dispute resolution mechanisms. By using the Platform, you acknowledge that online gambling may involve financial risk and can result in financial loss, and you accept full responsibility for your actions and any outcomes arising from your gaming activities.

Acceptance of Terms

By creating an account on the Platform, accessing any game, claiming a bonus, or placing a wager, you expressly confirm your full acceptance of these Terms. Acceptance of these Terms is a condition of use, and you may not use any part of the Platform if you do not agree. You agree that all communications between you and Winum, including contracts, notices, and disclosures, may be provided electronically, and that such electronic communications satisfy any legal requirement that such communications be in writing. If you access the Platform without creating a registered account, you are still bound by the portions of these Terms that are relevant to your usage, including but not limited to intellectual property provisions, prohibited activities, and limitations of liability. Continuing to use the Platform after any modification to these Terms has been posted constitutes your acceptance of the modified Terms as of their effective date.

You understand and agree that it is your responsibility to ensure you are aware of the current version of the Terms at all times. We may update, modify, or revise these Terms for reasons including, but not limited to, changes in applicable law, regulatory requirements, operational practices, or game offerings. When material changes are made, we may provide you with additional notice, such as through email, account notifications, or prominent notices on the Platform; however, this is at our discretion and not an obligation beyond what is required by law. If you do not agree to any amendment to these Terms, your sole remedy is to stop using the Platform and close your account. Acceptance of these Terms also includes acceptance of specific rules and conditions related to individual games, tournaments, special events, loyalty programs, and promotions, which may contain additional or more detailed provisions.

Eligibility & Age Restriction (18+ only)

Use of the Platform is strictly limited to individuals who are at least eighteen (18) years of age, or the minimum legal age of majority in their jurisdiction, whichever is higher. By registering an account and using the Platform, you represent and warrant that you meet this minimum age requirement and that you have the legal capacity to enter into a binding agreement. Winum takes underage gaming extremely seriously and employs various measures and checks to prevent individuals under 18 from accessing its real-money services. If we discover or have reasonable grounds to suspect that an account holder is under the legal age, we will immediately suspend the account, freeze any funds, and conduct an investigation, which may result in permanent account closure and forfeiture of any winnings. Parents, guardians, and adults sharing devices with minors are strongly encouraged to use parental control tools and ensure that login credentials are not accessible to persons under 18.

Online gambling can be particularly harmful to young people who may lack the financial maturity and emotional resilience to understand the risks involved. For this reason, any attempt by a minor to circumvent our age verification processes by providing false or misleading information is strictly prohibited and may be reported to relevant authorities when required by applicable law. If you are a parent or guardian and suspect that a minor has registered at Winum, you must contact our support team immediately so that appropriate measures can be taken. By continuing to use the Platform, you acknowledge that you are solely responsible for ensuring that access to your account and devices is limited to adults who are legally allowed to participate in online gaming. Winum reserves the right at any time to request proof of age and identity, and to suspend accounts until sufficient documentation has been provided and verified.

Account Registration

To participate in real-money gaming on the Platform, you must complete the account registration process and create a personal user account (“Account”). The registration process requires you to provide accurate, current, and complete information, including but not limited to your full name, date of birth, residential address, email address, telephone number, and any additional data required for compliance with applicable laws, such as anti-money laundering and know-your-customer (KYC) regulations. You agree that all information you provide during registration and throughout the life of your Account will remain truthful and up-to-date, and you must promptly update your details whenever changes occur. Winum may verify your identity and the information you provide through third-party services, document checks, or other methods deemed appropriate and lawful. Failure to provide requested documentation or the provision of false, incomplete, or misleading information can result in the suspension or termination of your Account, as well as the cancellation of bets and forfeiture of funds, where permitted by law.

Each Player is allowed to register only one Account with Winum, and creating multiple Accounts is prohibited unless explicitly authorized in writing by Winum for specific promotional or testing purposes. You are solely responsible for maintaining the confidentiality and security of your login credentials, including your username, password, and any other authentication methods in use, and you must not disclose these details to any third party. You will be held liable for all activity conducted through your Account, whether authorized by you or not, and you must notify us immediately if you suspect any unauthorized access or security breach. Winum is not liable for any loss or damage arising from unauthorized use of your Account resulting from your failure to safeguard your credentials. We reserve the right to refuse registration, decline to open an Account, or close an existing Account at our sole discretion, subject to completing any necessary legal and regulatory obligations regarding balances and outstanding bets.

Deposits & Withdrawals

Deposits and withdrawals are integral aspects of using the Platform, and by initiating any financial transaction with Winum, you confirm that the funds involved are legally obtained, that you are the rightful owner of the payment method, and that you are not acting on behalf of any third party. You may be required to verify ownership of your chosen payment method and provide supporting documentation before certain transactions can be processed. All deposits should be made using the payment methods available in your Account’s cashier or banking section, and some payment methods may be restricted in certain jurisdictions. Winum reserves the right to set minimum and maximum limits on deposits and withdrawals, which may vary depending on your player status, payment provider, or applicable regulations. You accept that processing times for deposits and withdrawals may vary due to internal security checks, KYC procedures, payment provider delays, or technical issues beyond our reasonable control.

Withdrawals will generally be processed using the same payment method used for the original deposit, where technically feasible and permitted by the rules of the payment provider and applicable law. We may require you to complete identity verification and, in some cases, provide additional documentation such as proof of address, source of funds, or source of wealth, prior to approving withdrawal requests. If you attempt to withdraw funds without fulfilling bonus wagering requirements or in breach of these Terms, we may cancel or adjust the withdrawal, in whole or in part, in accordance with the applicable bonus or promotion rules. It is your responsibility to review and understand any fees that may be charged by your bank, payment processor, or other intermediary for deposits or withdrawals, as Winum is not responsible for such third-party charges. While we strive to process withdrawals promptly, we make no guarantee regarding specific processing times and will not be liable for any delays outside of our control.

Payment Methods Table

The following table provides an illustrative overview of common payment methods that may be available on the Platform, along with general information about processing times and typical usage. Availability, limits, and processing times can vary by jurisdiction, user status, and provider policies, and they may be changed or withdrawn at any time without prior notice.

This table is for general information only and does not guarantee the availability of any specific payment method at any time. You must always check your Account’s cashier section for the most current and accurate information about payment options and limits. Certain methods may have specific terms or restrictions, including maximum transaction limits, additional verification requirements, or geographic limitations. The name on your payment method must match the name registered on your Account, and Winum may reject or reverse transactions where this is not the case. Any suspicious or potentially fraudulent transaction activity will be investigated and reported to relevant authorities when necessary.

Bonuses & Promotions

Winum may, from time to time, offer bonuses, promotions, tournaments, loyalty rewards, and other special offers to eligible Players. These offers are subject to specific terms and conditions (the “Bonus Terms”), which are in addition to these general Terms, and you must carefully read, understand, and agree to the Bonus Terms before accepting or participating in any offer. Bonus Terms may include wagering requirements, maximum bet limits, game restrictions, expiration periods, and other important rules that govern how bonuses and winnings derived from them can be used or withdrawn. If you accept a bonus or participate in a promotion without understanding the applicable conditions, you do so entirely at your own risk, and any disputes will be resolved primarily by reference to the published rules and our internal records. Winum reserves the right to modify, suspend, or cancel any bonus or promotion at its discretion, subject to applicable regulatory requirements and without prejudice to any rights you may have already accrued under mandatory law.

Abuse of bonuses and promotions is strictly prohibited and may result in the cancellation of bonuses, forfeiture of bonus-related winnings, and possible Account suspension or termination. Examples of abuse may include, but are not limited to, opening multiple Accounts to claim repeated bonuses, deliberately placing minimal-risk bets to meet wagering requirements, colluding with other Players to exploit promotional offers, or using irregular betting patterns that indicate systematic bonus exploitation. We also reserve the right to limit individual Players’ eligibility for specific offers based on their Account status, jurisdiction, risk profile, or history of bonus use. Certain promotions may not be available on the Winum mobile app or may differ from offers available on the desktop version of the Platform. Where differences exist, the terms specifically stated for the relevant app or interface will apply.

Game Rules

All games offered on the Platform are subject to specific rules that govern how the games are played, how outcomes are determined, and how winnings are calculated and paid. These rules may be provided within each game’s help section, paytable, or information panel, and they must be carefully reviewed and understood before placing any bets. By participating in any game, you agree to comply with the individual game rules as well as these general Terms, and acknowledge that failure to do so may result in void bets, cancelled winnings, or other remedial measures. Games may include, but are not limited to, slots, table games, card games, live dealer games, and any other betting or gaming products that Winum may make available from time to time. Some games may only be accessible in certain jurisdictions or on certain platforms, such as the Winum mobile app, and restrictions may apply based on your location or legal status.

Winum reserves the right to remove, modify, or suspend any game or feature at any time and for any reason, including but not limited to technical issues, regulatory changes, or commercial considerations. In the event of an error or malfunction affecting a game’s operation, such as incorrect paytable settings, incomplete game rounds, or disrupted connections, Winum may void affected bets, cancel winnings, or restore balances to their pre-error state in accordance with applicable rules and regulations. You are strongly advised to keep records or screenshots of any apparent errors and to report them to customer support as soon as possible so that we can investigate and respond. Any attempt to exploit technical glitches, bugs, or system vulnerabilities to gain an unfair advantage is strictly prohibited and may result in Account suspension, confiscation of funds, and notification to relevant authorities. It is your responsibility to ensure that your device and internet connection are suitable for playing online games and that you understand how each game works before wagering real money.

Fair Play & RNG

Winum is committed to providing a fair and transparent gaming environment where every Player has an equal chance to win in accordance with the rules of each game. The outcomes of our games, except where a live dealer or other real-time element is present, are determined by a Random Number Generator (RNG) that has been designed and tested to ensure randomness and fairness. This RNG is regularly reviewed, audited, or certified by independent testing institutions where required by law or regulator standards, to confirm that game results are not predictable, manipulated, or biased. We rely on reputable software providers and implement strict internal controls to maintain the integrity of the gaming system, including access controls, logging, and monitoring of game transactions. You acknowledge that all game outcomes reported by our system are final and conclusive unless clear evidence of a technical malfunction or error is provided and verified.

Any actual or attempted manipulation of game outcomes, interference with the RNG, use of automated tools or bots, or collusion with other Players or third parties to influence results is strictly prohibited. Winum reserves the right to investigate any activity that appears suspicious, irregular, or indicative of unfair play, and to temporarily freeze Accounts and balances while such investigations are conducted. If we determine that cheating, game manipulation, or any form of fraudulent behavior has occurred, we may cancel bets, confiscate winnings, and close the offending Account(s) in accordance with applicable law and regulatory obligations. We may also share relevant information with regulators, law enforcement agencies, and other operators when required or permitted by law. By using the Platform, you accept that you must play fairly, not attempt to exploit system vulnerabilities, and respect the integrity of the games and the experience of other Players.

Responsible Gambling

Winum is strongly committed to promoting responsible gambling and providing tools, guidance, and resources to help Players manage their gaming behavior. Online gambling should be viewed as a form of entertainment and not as a means of earning income or addressing financial difficulties. You acknowledge that there is a risk of losing money when gambling and that you are fully responsible for all losses incurred through your use of the Platform. Winum encourages you to set realistic budgets, regularly monitor your gaming activity, and never chase losses or wager money that you cannot afford to lose. If you feel that your gambling may be becoming problematic, or if it is affecting your finances, relationships, or mental health, you should consider using our responsible gambling tools and seeking professional assistance.

We provide a range of responsible gaming tools that allow you to limit or control your play, including deposit limits, session time reminders, cooling-off periods, and self-exclusion options. These features are designed to help you maintain control over your gambling, but they are most effective when used proactively and honestly. In addition to our tools, we provide access to information about the risks of gambling, tips for safer play, and links to external help organizations that specialize in problem gambling support. Underage gambling is strictly prohibited, and we encourage adults to take special care to prevent minors from accessing gambling services, including by safeguarding devices and using parental control software. If Winum identifies signs of problem gambling or receives reports of potential gambling harm from you or a third party, we may contact you, impose limits, or take additional measures to protect you, as permitted and required by law.

Tools & Features (table)

The following table summarizes key responsible gambling tools and features that may be available on the Platform. Availability and specific configurations may vary by jurisdiction, and some tools may require you to contact customer support to implement or adjust.

You should carefully consider which tools are appropriate for your needs and implement them proactively rather than waiting until gambling problems become severe. Winum may also independently apply certain measures, such as imposing limits or closing an Account, if we have serious concerns about your gambling behavior, subject to applicable laws and regulations. It is, however, important to understand that these tools are not a substitute for personal responsibility and professional assistance where needed. If you are self-excluded, you must not attempt to create a new Account or otherwise circumvent the exclusion, and you acknowledge that we cannot be held liable for losses incurred if you do so in violation of these Terms. By using the Platform, you affirm that you have been informed of these responsible gambling tools and accept their importance in supporting safe and controlled gaming.

Support Resources

Winum provides information and signposting to independent organizations that specialize in preventing and addressing problem gambling. These organizations can offer confidential advice, counseling, and support to individuals who are concerned about their own gambling or about someone else’s gambling. We strongly encourage any Player experiencing signs of gambling-related harm—such as inability to stop gambling, lying about gambling, using gambling to escape problems, or gambling with money needed for essential expenses—to reach out for professional help. The Platform may include links or references to national or regional gambling support services, including helplines, online chat services, and self-help resources. While we do not operate these services and are not responsible for their content or availability, we provide this information as an important part of our commitment to responsible gambling.

If you contact customer support about gambling-related concerns, our team may provide you with information about available tools, suggest that you consider self-exclusion, and direct you toward independent support organizations. In cases where we reasonably believe that you may be at risk of significant harm from gambling, we may implement restrictions on your Account, such as deposit or loss limits, or initiate a self-exclusion process in accordance with applicable regulations and our internal policies. You acknowledge and agree that these measures are taken in good faith to promote your welfare and compliance with responsible gambling duties. However, they do not replace your responsibility for monitoring and managing your own gambling behavior. We recommend that you also seek medical or psychological advice if gambling is affecting your mental health or personal relationships, and that you remain vigilant about the influence of gambling on your daily life.

Prohibited Activities

You agree that you will not use the Platform for any unlawful, fraudulent, or abusive purpose, and that you will comply with all applicable laws and regulations when accessing and using our services. Prohibited activities include, but are not limited to, money laundering, terrorist financing, fraud, collusion, game manipulation, use of automated betting programs or bots, and any attempt to gain unauthorized access to our systems or other Players’ Accounts. You must not use the Platform to transfer funds between Accounts, attempt to charge back deposits, or engage in any activity intended to disguise the source or destination of funds. You also agree not to upload, transmit, or otherwise distribute any content that is harmful, threatening, defamatory, obscene, or otherwise objectionable, or that violates the intellectual property or privacy rights of any third party. Any violation of these prohibitions may result in immediate suspension or closure of your Account, confiscation of funds where authorized by law, and reporting to relevant authorities.

You are responsible for ensuring that your use of the Platform is legal in your jurisdiction and that you do not access the services from any location where online gambling is prohibited or restricted. You may not allow any other person to use your Account or to place bets on your behalf, nor may you place bets on behalf of any third party. You must not interfere with the normal functioning of the Platform or attempt to circumvent any security or access controls, including by using VPNs or other techniques to disguise your location where prohibited by law or by these Terms. Winum reserves the right to investigate any suspicious behavior, including unusual betting patterns, multiple Accounts from the same IP address, or inconsistent identity information, and to request additional documentation where necessary. Failure to cooperate with such investigations or persisting in prohibited activities will be treated as a serious breach of these Terms.

Restricted Countries (table)

Due to legal, regulatory, or commercial reasons, access to the Platform and participation in real-money gaming may be restricted in certain countries or territories. This includes, but is not limited to, jurisdictions where online gambling is prohibited, heavily regulated in a manner inconsistent with our operations, or where we do not hold the necessary licenses. The following table provides an illustrative list of country statuses for accessing Winum services, which may be updated or expanded from time to time. The list is not exhaustive, and it remains your responsibility to ensure that your use of the Platform complies with local laws.

Winum reserves the right to block access to the Platform, refuse Account registration, or close existing Accounts from restricted or high-risk jurisdictions at its discretion and in compliance with applicable law. If you are found to be accessing the Platform from a restricted country or territory, we may void bets, cancel winnings, and return deposits where required by law, subject to any deductions permitted for administrative or legal costs. You are prohibited from using technical measures, such as VPNs, proxies, or similar tools, to circumvent geographic restrictions or to misrepresent your location. By using the Platform, you confirm that you are not located in any restricted country and that you will immediately cease use of the Platform if your circumstances change. It is your ongoing duty to stay informed about any legal changes in your jurisdiction that may affect the lawfulness of your participation in online gambling.

Privacy & Data Protection

Winum is committed to protecting your privacy and handling your personal data in accordance with applicable data protection laws and our Privacy Policy. When you register an Account and use the Platform, we collect and process certain personal information, including your identity details, contact information, transactional data, technical data related to your device and usage, and other information necessary for us to operate, comply with legal obligations, and provide you with a secure gaming environment. By accepting these Terms, you also acknowledge and agree to the collection, use, and disclosure of your personal data as described in our Privacy Policy, which forms an integral part of this agreement. We implement appropriate technical and organizational measures to safeguard your personal information against unauthorized access, loss, alteration, or misuse, and only authorized personnel and service providers are permitted access to your data where necessary for legitimate business and regulatory purposes. You understand that internet-based data transmission can never be guaranteed to be 100% secure, and you accept that some residual risk is unavoidable despite our efforts.

Your personal data may be used for multiple purposes, including but not limited to verifying your identity, processing deposits and withdrawals, preventing fraud and money laundering, managing our relationship with you, providing customer support, and notifying you about changes to our services or policies. We may also use your data for responsible gambling monitoring, to identify potential signs of harm and implement appropriate protective measures. In some cases, we may share information with third parties such as payment providers, KYC/AML service providers, gaming regulators, law enforcement agencies, and marketing partners, but always in accordance with applicable law and our Privacy Policy. You may have certain rights regarding your personal data, including rights of access, correction, deletion, or restriction, subject to legal limitations and conditions, and you may exercise these rights by contacting us through our designated channels. By using the Platform, you consent to the processing of your data in the manner described here and in the Privacy Policy, and you agree to keep your Account details and devices secure to help protect your privacy.

Account Suspension & Termination

Winum reserves the right, at its sole discretion and subject to applicable law, to suspend or terminate your Account at any time, with or without prior notice, for reasons including but not limited to suspected fraud, violation of these Terms, chargebacks, failure to provide required documentation, or indications of problem gambling. Suspension may involve temporarily blocking access to your Account, freezing funds, and preventing further deposits, withdrawals, or bets while an investigation is conducted. During suspension, we may request additional information or documentation from you and may contact third parties, such as banks or regulatory authorities, to assist in our investigation. If we determine that you have violated these Terms or engaged in prohibited activities, we may decide to terminate your Account and, depending on the circumstances and legal requirements, cancel bets, confiscate winnings, and return or withhold funds as appropriate. In some cases, we may be legally obliged to retain certain funds or report suspicious activity to authorities and may not be permitted to provide detailed explanations while such investigations are ongoing.

You may request closure of your Account at any time by contacting customer support, subject to you having no outstanding obligations to Winum and no pending investigations relating to your Account. Prior to closing your Account, you may be required to withdraw or otherwise resolve any remaining balances, including unused bonuses, in accordance with applicable rules. Account closure does not affect any rights or obligations that have accrued prior to the closure date, including but not limited to our right to enforce these Terms in respect of any prior breach. If your Account is closed, either at your request or by us, you must not attempt to open a new Account without our prior written consent, especially in cases where closure relates to responsible gambling or legal concerns. If we discover that you have created a new Account in violation of a prior closure, we may close the new Account, void bets, and address any related issues in accordance with these Terms and applicable law.

Limitation of Liability

To the fullest extent permitted by law, Winum, its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Platform, these Terms, or any games or services provided, even if we have been advised of the possibility of such damages. Our total aggregate liability to you for any claim or series of related claims arising from or in connection with the Platform or these Terms, whether in contract, tort, or otherwise, shall not exceed the total amount of money you have deposited into your Account in the three (3) months immediately preceding the event giving rise to the claim. Nothing in these Terms will operate to exclude or limit any liability that cannot be excluded or limited under applicable law, including liability for fraud, gross negligence, or death or personal injury caused by our negligence. You acknowledge that online gambling carries inherent financial risks and that you are solely responsible for any losses incurred as a result of your participation in games on the Platform.

Winum is not responsible for any failure, delay, or interruption in the operation of the Platform or any services provided due to circumstances beyond our reasonable control, including but not limited to acts of God, power outages, internet or telecommunications failures, strikes, labor disputes, governmental actions, or equipment or software malfunction. We do not guarantee that the Platform will be available at all times, that access will be uninterrupted, or that it will be free from errors, viruses, or other harmful components, and you are responsible for implementing appropriate safeguards on your devices. You agree that you will not hold us liable for any loss of data, loss of profits, or other intangible losses resulting from the use or inability to use the Platform. In jurisdictions where the Winum mobile app is available, we make no representation or warranty that the app will work on all devices or operating systems, and we are not liable for any incompatibility or technical issues arising from its installation or use. By using the Platform, you expressly agree to this allocation of risk and acknowledge that it is reasonable given the nature of the services provided.

Complaints & Dispute Resolution

If you have a complaint or dispute relating to the Platform, your Account, any game, or any transaction with Winum, you should first contact our customer support team as soon as possible, providing all relevant details including your username, the date and time of the issue, and a clear description of the problem. We will acknowledge receipt of your complaint and will make reasonable efforts to investigate and resolve the matter in a fair and timely manner, taking into account applicable laws and internal policies. During the investigation, we may request additional information or documentation from you and may temporarily suspend certain transactions or features of your Account if necessary. Our internal complaint-handling process is designed to ensure that decisions are based on objective evidence, such as game logs, transaction records, and system data, and we will generally communicate our decision to you in writing.

If, after completing our internal complaint process, you are not satisfied with the outcome, you may have the right to escalate the dispute to an independent alternative dispute resolution (ADR) body or relevant regulatory authority, where such mechanisms are available. Information about the appropriate ADR or regulatory contact may be provided in our final response or made available upon request. You agree that you will not initiate any legal or arbitration proceedings against Winum until you have given us a reasonable opportunity to resolve your complaint through our internal procedures. Any dispute or claim must be raised within a limited timeframe from the date of the event giving rise to the dispute, as specified by applicable law or regulatory rules, and you may lose the right to challenge the matter if you fail to do so. All complaints and disputes will be handled in accordance with these Terms, applicable law, and any relevant regulatory requirements.

Governing Law

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter or formation, shall be governed by and construed in accordance with the laws specified in the legal notice or footer of the Platform, without giving effect to any choice or conflict of law provision or rule. By using the Platform, you submit to the jurisdiction of the courts or dispute resolution bodies identified by Winum as having authority over such matters, subject to any mandatory legal rights you may have in your place of residence. If you are accessing the Platform from the United States, you acknowledge that specific state or federal laws may apply and that your ability to use real-money gaming services depends on compliance with those laws. It is your responsibility to understand and comply with any legal restrictions applicable in your jurisdiction before engaging in gambling activities on the Platform. Any provision of these Terms that is found to be invalid, illegal, or unenforceable by a competent court or authority shall be deemed modified to the minimum extent necessary to make it valid and enforceable, or, if not possible, deleted from the Terms without affecting the validity and enforceability of the remaining provisions.

The choice of governing law does not affect any mandatory consumer protection laws or rights that may apply in your country of residence, to the extent that such laws cannot be excluded by agreement. In case of conflict between the governing law chosen in these Terms and any mandatory local law, the mandatory local law may prevail to the extent of the inconsistency. You agree that you will not object to the chosen forum or jurisdiction on the basis of inconvenience or any similar ground. We may, at our discretion and where permitted by law, agree to alternative methods of dispute resolution, such as arbitration or mediation, provided that such agreements are documented and mutually accepted. Any such alternative arrangements do not constitute a waiver of our rights under these Terms or under the governing law unless expressly stated.

Final Provisions

These Terms constitute the entire agreement between you and Winum regarding your use of the Platform and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, whether oral or written, relating to the subject matter herein. No failure or delay by Winum in exercising any right, power, or remedy under these Terms shall operate as a waiver of that or any other right, power, or remedy, nor shall any single or partial exercise of any such right, power, or remedy preclude any other or further exercise of that or any other right, power, or remedy. You may not assign, transfer, or delegate any of your rights or obligations under these Terms without our prior written consent, and any attempted assignment in violation of this provision shall be null and void. We may assign or transfer our rights and obligations under these Terms, in whole or in part, to any affiliate or successor entity as part of a corporate restructuring, merger, acquisition, or similar transaction, provided that such assignment does not reduce your rights under applicable law.

You acknowledge that accessing and using the Platform, including any attempt to download Winum mobile app or use Winum mobile app features where available, is subject to all the conditions set out in these Terms and any applicable local regulations. Any references to “Winum” in these Terms refer to the brand and the operator providing the Platform under the Winum name, and all rights in the name and associated trademarks are reserved. If you have any questions or require clarification about any part of these Terms, you should contact customer support before continuing to use the Platform or placing any bets. By registering an Account or continuing to use the Platform, you confirm that you have read, understood, and accepted these Terms in their entirety, including the strong emphasis on responsible gambling and the strict prohibition of access by individuals under the age of 18. If you do not agree with any provision contained herein, you must immediately cease using the Platform and close your Account in accordance with the procedures described above.